SYNCHRONY FUNDS
Strengthen your portfolio thanks to the real economy
Earn +0.25% extra interest by adding at least 100 units of Synchrony funds to your savings account
The Avantage service programme is exclusively intended for natural persons resident in Switzerland
Please confirm your country of residence:
The information on investment funds on this website does not represent an offer or a recommendation. It should not be considered as the basis for an investment or other decision. Any investment decision must be based on relevant, specific and professional advice.
The tax treatment depends on the personal situation of each investor. The investor is personally responsible for obtaining information on the applicable tax laws and regulations and for complying with them for any subscription, purchase, holding, sale, redemption or payment resulting from investment funds. Before taking any investment decision, it is recommended that all investors seek specific advice from a professional in the sector.
Members of the BCGE Group may receive, by way of partial compensation or otherwise, a one-off or recurring remuneration (e.g. issuing commissions, compensation linked to distribution activities, state commissions).
What are the advantages?
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A leader in the Swiss and international markets for more than 20 years
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A brand with above-average growth compared to the market
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A range of funds with the best companies and issuers
Frequent questions
From the moment you open a BCGE Epargne account, you can earn 0.25% to 2% additional interest on your savings thanks to the following bonuses:
- +0.5% interest on your savings: +0.25% if you make a net deposit into your BCGE Epargne account during the calendar year and an additional 0.25% interest if you hold an Epargne 3 account (minimum value CHF 10,000) or a minimum of 100 Synchrony fund units (CH). The eligible Synchrony funds are :
- Synchrony (CH) Guardian (CHF) N° de valeur: 39875014
- Synchrony (CH) Defensive (CHF) N° de valeur: 1822141
- Synchrony (CH) Balanced (CHF) N° de valeur: 277239
- Synchrony (CH) Balanced (EUR) N° de valeur: 2482999
- Synchrony (CH) Dynamic (CHF) N° de valeur: 4262988
- Synchrony (CH) World Equity (CHF) N° de valeur: 4263004
- +0.5% interest on your savings: if you hold at least 40 BCGE shares;
- +0.5% interest on your savings: if you hold a Best of management mandate (minimum value CHF 50,000);
- +0.5% interest on your savings: if you hold a BCGE real estate mortgage loan (minimum value CHF 200,000).
No, to receive the bonus granted to holders of an Epargne 3 account or Synchrony fund units, you must always make a net deposit of CHF 1 into your BCGE Epargne account. This means that your annual net inflows are higher than your net outflows by at least CHF 1 (excluding interest and bonus payments as at 31 December). The minimum deposit must be made before 26 December each year.
The basis of calculation is the cumulative total of the account balances and is capped as follows:
- if one bonus is granted, the maximum limit for calculating the remuneration is CHF 10,000 in total;
- if two bonuses are granted, the maximum limit for calculating the remuneration is CHF 30,000 in total;
- if three bonuses are granted, the maximum limit for calculating the remuneration is CHF 100,000 in total;
- if four bonuses are granted, the maximum limit for calculating the remuneration is CHF 300 000 in total.
