MORTGAGE LOAN
Your online loan at the best conditions
For 2 years
For 5 years
For 10 years
For 15 years
What’s this?
An interest rate that remains the same throughout the contractual term of the loan.
Advantages:
- Stability is ensured for your budget
- Protection against any possible rise in interest rates
- Attractive tax deductions
- Loans ranging from 2 to 15 years, perhaps longer on request
Loan commitments:
For a fixed-rate loan, the annual charge consists of:
- Interest on the mortgage fixed for the life of the loan
- Repayments on the borrowed capital
What’s this?
An average rate calculated on the basis of daily CHF money market transactions concluded via SIX's electronic trading platform.
Advantages:
- A favourable interest rate that is automatically renewed every 3 months
- Loan conditions are flexible and transparent with no penalties for breach of contract
- Easy conversion of your Saron-rate mortgage into a fixed-rate or variable-rate mortgage
Repayments:
You can repay your Saron-rate loan or voluntarily write down the amount of your choice on each rate maturity date.
*Saron : Swiss Average Rate Overnight
What’s this?
A rate that is indexed to market conditions
Advantages:
- Great flexibility for scheduled repayments
- Easy and advantageous conversion of your variable-rate mortgage into a fixed-rate or Saron mortgage
- Option to repay all or part of the mortgage at any time, without a minimum amount or penalty.
Loan commitments:
For a variable-rate loan, the annual charge consists of:
- Interest on the mortgage loan
- Repayments on the borrowed capital
What are the advantages?
-
Competitive interest rates
-
Quick and easy contract conclusion
-
Personalised support
Frequent questions
Yes, if you have several mortgage loans with a combined amount of CHF 200,000 or more, you are entitled to the bonus, provided that this sum is paid out before 29 June of the current year.
