• For 2 years
  • For 5 years
  • For 10 years
  • For 15 years

YOUR RENEWAL OR NEW LOAN IN JUST 15 MINUTES

* Conditions

  • Conditions

    BCGE employees and their families (spouses, children, registered partners) are not eligible for this offer.

  • Data protection

    BCGE wishes to point out that the personal data of participants (including e-mail addresses, names, addresses, etc.) will be handled confidentially and will not be passed on to third parties.

  • Participation

    To participate in the offer, it is necessary to submit an Avantage Service mortgage loan application accepted by BCGE and the client during the period of validity of the offer.

  • Information and drawing of winners

    The first 4 clients to submit an application will fulfil the conditions. The winners will receive an e-mail with all the details on how to receive the voucher.

  • Handover of the voucher

    The voucher can be obtained from the BCGE shop (bcge.shop). It cannot be exchanged or redeemed in cash.

  • Other conditions

    The conditions of use of CFF vouchers apply. Any recourse to legal action is excluded.

  • Validity of the offer

    From 15.03.2021 to 15.04.2021

Simulate a mortgage loan

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Start my application

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Sorry, you are not able to make your mortgage application online. For more information please contact us.

Your rate:

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The results of the simulator are provided for information purposes only and should not be construed as an offer to contract.

YOUR ADVANTAGES

  • Amongst the most competitive of interest rates

  • Simple and fast contract finalisation

  • Loan periods of up to 15 years

OUR SERVICES

  • Personal advisor

  • Online service accessible 24/7

  • Confidential and secure process

  • Signing of your offer in just 15 minutes

Up to +0.5% bonus on your savings

How is your application processed online? *

1

Your real estate project

2

Your personal information

3

Your income and expenses

4

Your loan conditions

5

Validation

* This application is only accessible to residents of Switzerland.

Our solutions are adapted to your circumstances

What’s this?

A rate that stays the same for the duration of your loan.

Advantages:

  • Stability is ensured for your loan and budget
  • Protection against any possible rise in interest rates
  • Very attractive tax deductions
  • Personalised support
  • Loans ranging from 2 to 15 years, perhaps longer on request

Repayments:

For a fixed-rate loan, the annual charge consists of:

  • Interest on the mortgage fixed for the life of the loan
  • Repayments on the borrowed capital
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What’s this?

An average rate calculated on the basis of daily CHF money market transactions concluded via SIX's electronic trading platform.

Advantages:

  • A advantageous rate that is one of the lowest on the market and which is automatically revised every three months
  • Great flexibility and transparency on the terms of your loan
  • Easy conversion of your Saron-rate mortgage into a fixed-rate or variable-rate mortgage

Repayments:

  • You can repay your Saron-rate loan or voluntarily write down the amount of your choice on each rate maturity date.
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*Saron : Swiss Average Rate Overnight

What’s this?

A rate that is indexed to market conditions

Advantages:

  • Great flexibility for scheduled repayments
  • Easy and advantageous conversion of your variable-rate mortgage into a fixed-rate or Libor-rate mortgage
  • Option to repay all or part of the mortgage at any time, without a minimum amount or penalty.

Repayments:

For a variable-rate loan, the annual charge consists of:

  • Interest on the mortgage loan
  • Repayments on the borrowed capital
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Do you have
any questions?
Need some help?

Contact Avantage service on +41 (0)58 211 21 31

Monday to Friday,
7:30 a.m. to 7:30 p.m.
Saturday,
9:00 a.m. to 4:00 p.m.

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