• For 2 years
  • For 5 years
  • For 10 years
  • For 15 years

YOUR RENEWAL OR NEW LOAN IN JUST 15 MINUTES

Simulate a mortgage loan

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Start my application

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Sorry, you are not able to make your mortgage application online. For more information please contact us.

Your rate:

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The results of the simulator are provided for information purposes only and should not be construed as an offer to contract.

YOUR ADVANTAGES

  • Amongst the most competitive of interest rates

  • Simple and fast contract finalisation

  • Loan periods of up to 15 years

OUR SERVICES

  • Personal advisor

  • Online service accessible 24/7

  • Confidential and secure process

  • Signing of your offer in just 15 minutes

Up to +0.5% bonus on your savings

How is your application processed online? *

1

Your real estate project

2

Your personal information

3

Your income and expenses

4

Your loan conditions

5

Validation

* This application is only accessible to residents of Switzerland.

Our solutions are adapted to your circumstances

What’s this?

A rate that stays the same for the duration of your loan.

Advantages:

  • Stability is ensured for your loan and budget
  • Protection against any possible rise in interest rates
  • Very attractive tax deductions
  • Personalised support
  • Loans ranging from 2 to 15 years, perhaps longer on request

Repayments:

For a fixed-rate loan, the annual charge consists of:

  • Interest on the mortgage fixed for the life of the loan
  • Repayments on the borrowed capital
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What’s this?

An average rate calculated on the basis of daily CHF money market transactions concluded via SIX's electronic trading platform.

Advantages:

  • A advantageous rate that is one of the lowest on the market and which is automatically revised every three months
  • Great flexibility and transparency on the terms of your loan
  • Easy conversion of your Saron-rate mortgage into a fixed-rate or variable-rate mortgage

Repayments:

  • You can repay your Saron-rate loan or voluntarily write down the amount of your choice on each rate maturity date.
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*Saron : Swiss Average Rate Overnight

What’s this?

A rate that is indexed to market conditions

Advantages:

  • Great flexibility for scheduled repayments
  • Easy and advantageous conversion of your variable-rate mortgage into a fixed-rate or Libor-rate mortgage
  • Option to repay all or part of the mortgage at any time, without a minimum amount or penalty.

Repayments:

For a variable-rate loan, the annual charge consists of:

  • Interest on the mortgage loan
  • Repayments on the borrowed capital
I start my request I continue my request

Do you have
any questions?
Need some help?

Contact Avantage service on +41 (0)58 211 21 31


Monday to Friday,
7:30 a.m. to 7:30 p.m.

Saturday,
9:00 a.m. to 4:00 p.m.

Sunday,
9:00 a.m. to 1:00 p.m.

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