Finance your property project with ease, enjoy a highly advantageous mortgage rate and earn +0.5% interest on your savings.*

YOUR ADVANTAGES

  • Amongst the most competitive of interest rates

  • Simple and fast contract finalisation

  • Loan periods of up to 15 years

OUR SERVICES

  • Personal advisor

  • Online service accessible 24/7

  • Confidential and secure process

  • Signing of your offer in just 15 minutes

*For a mortgage loan of at least CHF 200,000

Simulate a mortgage loan

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The results of the simulator are provided for information purposes only and should not be construed as an offer to contract.

How is your application processed online? *

1

DESCRIPTION OF YOUR PROPERTY PROJECT

2

YOUR PERSONAL INFORMATION

3

YOUR INCOME AND EXPENSES

4

TERMS AND CONDITIONS OF LOAN REQUESTED

5

CONFIRMATION AND SIGNATURE

* This application is only accessible to residents of Switzerland.

Our solutions are adapted to your circumstances

What’s this?

A rate that stays the same for the duration of your loan.

Advantages:

  • Stability is ensured for your loan and budget
  • Protection against any possible rise in interest rates
  • Very attractive tax deductions
  • Personalised support
  • Loans ranging from 2 to 15 years, perhaps longer on request

Repayments:

For a fixed-rate loan, the annual charge consists of:

  • Interest on the mortgage fixed for the life of the loan
  • Repayments on the borrowed capital

What’s this?

An average rate calculated on the basis of a series of benchmark interest rates in the money markets.

Advantages:

  • A highly advantageous rate that is one of the lowest on the market and which is revised every three months
  • Great flexibility on the terms of your loan
  • Easy and advantageous conversion of your Libor-rate mortgage into a fixed-rate or variable-rate mortgage

Repayments:

  • You can repay your Libor-rate loan or voluntarily write down the amount of your choice on each rate maturity date.

*LIBOR: London Interbank Offered Rate

What’s this?

A rate that is indexed to market conditions

Advantages:

  • Great flexibility for scheduled repayments
  • Easy and advantageous conversion of your variable-rate mortgage into a fixed-rate or Libor-rate mortgage
  • Option to repay all or part of the mortgage at any time, without a minimum amount or penalty.

Repayments:

For a variable-rate loan, the annual charge consists of:

  • Interest on the mortgage loan
  • Repayments on the borrowed capital

Disclaimer : This information does not constitute an invitation or offer to purchase or sell securities or financial instruments. Prior to any investment decision, it is the responsibility of the investor to ensure that he/she does not violate any requirements that are applicable within his/her jurisdiction, and he/she should closely review the documentation that is specific to the products concerned. BCGE is authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA).